10th Semester Integrated BBA LL.B (Hons) - Banking Law - Notes, Question Papers and Syllabus
Banking Law
Unit I
Definition Of Banking – Common Law And Statutory Law – Functions Of Banks – Multifunctional Banks – Core Banking – Merchant Banking – Investment Banking – Clearing Houses – International Banking – Control Over Banks – Purpose And Functions.
Unit II
Central Banking – Functions Of Central Banks – Banker To Government – Credit Control – Monetary Policy – Bankers’ Bank – Preventing Systemic Risks – Reserve Bank Of India As Central Bank.
Unit III
RBI Supervision Over Commercial Banks – Bank Licensing – Renewal Of License – Branch Licensing – Permitted Functions – Control Over Management – Accounts And Audit Of Banks – Amalgamation – Reconstruction – Liquidation Of Banks.
Unit IV
Control Over Banking Operations – Capital Requirements – SLR And CRR – Foreign Exchange Dealings – Merchant Banking.
Unit V
Banker–Customer Relationship – Duty Of Confidentiality – Types Of Accounts: Deposits – Joint Accounts – Trust Accounts – Special Customers – Payment Of Customer’s Cheques – Protection Of Paying And Collecting Bankers.
Unit VI
Lending By Banks – Principles Of Good Lending – Security For Loans – Contractual Security – Immovable Property As Security – Intangible Property As Security – Recovery Of Debts – Legal Process – Constitutional Principles – Limitation Act – DRT And Related Mechanisms.
Suggested Readings
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M.L. Tannan – Banking Law And Practice In India
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Lord Chorley – Law Of Banking
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Sheldon – Practice And Law Of Banking
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L.C. Goyle – Law Of Banking And Bankers
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Paget – Law Of Banking