10th Semester Integrated BBA LL.B (Hons) - Insurance Law - Notes, Question Papers and Syllabus

Insurance Law

Unit I

Nature And Definition Of Insurance – History Of Insurance Business In India – Regulation Of Insurance Business In India – IRDA: Functions And Powers. General Principles Of Insurance Law – Principle Of Good Faith – Non-Disclosure And Misrepresentation – Principle Of Indemnity – Insurable Interest – Attachment And Duration Of Risk – Excepted Perils.

Unit II

Insurance Policy – Classification Of Policies – Transfer And Assignment Of Policy – Construction Of Policy. Life Insurance – Insurable Interest – Factors Affecting Risk – Amount Recoverable – Settlement Of Claims.

Unit III

Fire Insurance And Marine Insurance – Special Features – Implied Terms In Marine Policy – Partial Loss And Total Loss – Measure Of Indemnity.

Unit IV

Property Insurance And Liability Insurance – Risks Insured – Motor Vehicle Insurance – Avoidance Of Liability – Motor Accident Claims Tribunal (MACT): Powers And Functions – Public Liability Insurance – Relevant Schemes And Authorities.

Unit V

Social Security Insurance – Sickness – Old Age – Unemployment – ESI – Insurance For Seamen.

Suggested Readings

  • E.R. Hardy Ivamy – General Principles Of Insurance

  • Arnold – Law Of Marine Insurance And Average

  • B.N. Banerji – Law Of Insurance

  • M.N. Sreenivasan – Principles Of Insurance Law